Mark is a top performing and internationally experienced Risk Professional with Chief Risk Officer (CRO)/Head of Risk expertise.
Expertise . Senior Risk Expert, Chartered Professional Accountant (CPA) and Certified Management Accountant (CMA) (Big 4). . Over 30 years’ Financial Services experience, including over 20 years in Risk Management. . Roles: Interim Chief Risk Officer (CRO), Interim Head of Risk, NED and Consultant/Contractor for Programmes/Projects. . Financial Services’ Sectors: Large Corporate, Capital Markets, Retail Banking, Asset Management, Life/General Insurance. . Risk Types Expertise: Enteprise Risk, Credit Risk, Market Risk, Liquidity Risk, Operational Risk, Conduct Risk, Prudential Risk and Insurance Risk (General & Life) . Capital Knowledge: Banking (Basel I, II, 2.5, III and preparation for Basel IV) and Insurance (Solvency 2). . Size of Clients Skills: Small, Medium and Large firms, including Section 166 (Skilled Persons Review) assignments. . A high-energy Senior Risk Manager with strong people skills and significant leadership and management experience. . Extensive experience in managing initiatives while concurrently focusing on the end-product.
Geographies . Internationally mobile. . Dual British/Canadian nationalities and a USA (TN-1) work/residency visa. . Expertise across diverse geography: UK, Europe, N America (Canada & USA), W Indies, Australia/NZ, Middle East, Africa and Asia-Pacific. . Resident in London, UK since 2007.
Experience
Interim, Contract and Consulting Roles United Bank Limited, Risk Consultant – UK Black Diamond Risk (Consulting) Enterprises, Risk & Capital Consultant—California, USA/UK Janus Henderson Investors (NYSE listed), Global Head-Enterprise Risk (Deputy CRO-33 staff) - UK Riyad Bank–London, Head of Risk Governance and Compliance (Interim), and Consultant – UK Globus Distribution Data Systems (GDDS), Risk Management Consultant- UK KCG-Europe (Securities-Trading/Market-Maker - NYSE listed) –Pillar 2 ICAAP Risk Consultant–UK Riyad Bank–London, Risk, Compliance and Governance Consultant – UK Hermes Investment Management, Chief Risk Officer (CRO)/Head of Risk (Interim) – UK Riyad Bank-London, Risk Management and Compliance Consultant - UK Risk Reward Limited, Director (Interim) of Risk Management - UK Barclays Bank, Workstream Lead: Framework-Op Risk/ERM, Functionalisation - UK Risk Reward Limited, Director (Interim) of Risk Management & Internal Audit – UK Legal & General Insurance, Solvency 2 IMAP Risk Subject-Matter Consultant - UK RSA Insurance, Solvency 2 Consultant, Internal Model Governance/Validation – UK Chartis Insurance (formerly AIG), Solvency 2 Risk Lead Consultant – UK & Ireland Virgin Money (Bank-UK), Interim Director of Credit & Financial Risks – UK/Scotland Aviva (Insurance-UK), Interim Chief Risk Officer (CRO-HO Region)/Risk Consultant UK Europe Arab Bank PLC (EAB), Consultant –UK Globus Distribution Data Systems (GDDS), Consultant– Canada
CIBC (Canadian Imperial Bank of Commerce) – Toronto, Canada (with global remit) Head, Operational Risk Process Controls, Control Division Director/General Manager, Operational Risk, Risk Management General Manager, Credit Risk Ratings, Credit Risk Policy & Portfolio Mgmt, Risk Management Senior Manager, Internal Audit & Corporate Security Managing Director/Business Head, Third World Loans Credit and Investments, International (50 staff) Manager, Accounts & Control, International Division Audit Manager, Head Office, Corporate Audit Department, Audit Division Ernst & Young - Toronto, Canada Staff Accountant & Business Advisory Group Consultant
Lecturing Experience
. Risk Management lecturer for Cambridge University’s (Cambridge, UK) Banking Executive Programme. . Taught Risk Management courses world-wide, in both developed countries and emerging markets.
Publications Experience
- Author of the book ‘The Intelligent Citizen’s Guide to Risks in Financial Institutions’ (Amazon). - Contributing author for GARP’s (Global Association of Risk Professionals) textbook ‘Foundations of Banking Risks’ (2015). - Author of numerous Risk Management articles for various professional journals.
Professional Qualifications
- Chartered Professional Accountant (CPA), The Institute of Chartered Accountants of Canada, 2013 - Certified Management Accountant (CMA), The Society of Management Accountants of Canada, 1989 - International Associate (IA), American Institute of Certified Public Accountants (AICPA), USA, 2005
